MID AMERICAN CREDIT UNION OVERDRAFT PROTECTION AGREEMENT

Member Name__________________________ Account Number__________________
Transfers will occur in this order 
1. Account Number__________________           Share Number___________
2. Account Number__________________           Share Number___________
3. Account Number__________________           Share Number___________

*The following terms apply to overdraft transfers from any MACU share or MACU VISA account.
1. Transfers from share accounts are made in the exact amount necessary to cover the overdraft(s), with a minimum of $50. You have three overdrafts transfers per month at no charge. After your first 3 free, you are charged $5.00 per day each day an additional transfer is made.
2. Advances from a Mid American VISA credit card are made in the amount necessary to cover the overdraft(s), with a $50 minimum. There is no charge for these transfers.

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Member's Signature                                                          Date