Mechanical Breakdown Protection is . . .
Peace of Mind for You

Getting a new car is great. A new car is fun to drive, looks great and seems like it could run forever. But realistically, it can start to have problems just when the factory warranty runs out. Most new vehicles now come standard with a 3-year/36,000 mile bumper-to-bumper manufacturer's warranty. But chances are, you are going to be putting a lot more than 36,000 miles on your new car. Surveys show that the average driver puts at least 15,000 miles on their car each year. If that's consistent with your driving habits, your factory warranty will be used up in less than 2 ½ years! Mid American's Mechanical Breakdown Coverage is also available when purchasing a used vehicle from a dealer or private party-that's peace of mind when unknown problems occur.

Mechanical Breakdown Coverage can protect your new or used vehicle purchase up to 100,000 miles (maximum odometer reading) or six years from the original in service date of the vehicle (whichever comes first). Here are just some of the benefits the "AutoCare" Mechanical Breakdown Coverage program offers:

  • Bumper-to-Bumper Platinum Coverage Plan.
  • Low cost - savings of 50% or greater possible vs. cost of dealer service contracts.
  • Authorized repairs allowed at a licensed repair facility of your choice.
  • Low deductibles with a zero deductible option available.
  • Convenience of major credit card payment for repairs (directly to repair facility).
  • Used car coverages are also available at time of vehicle purchase.
  • Coverage for private party sales.

For more information, call Financial Services at (316)722-3921, ext. 202.

COVERAGE QUOTES

The following are example costs for coverage with AutoCare. Terms listed for the Chevy Z71 run concurrently with the manufacturer's warranty. Terms listed for the used Ford Taurus represent coverage beyond the current odometer reading.

Vehicle
Type

Plan

Term

Make

Model

Year

Current
Odometer

Deductible

Full
Cost

Weekly
Cost

New

Platinum

60/60,000

Chevy

Z71 4x4

2003

(new)

$0

$894

$3.44

New

Gold

60/60,000

Chevy

Z71 4x4

2003

(new)

$0

$804

$3.09

New

Silver

60/60,000

Chevy

Z71 4x4

2003

(new)

$50

$674

$2.59

Used

Gold

60/60,000

Ford

Taurus

2001

30,000

$100

$1,201

$4.62

Used

Silver

60/60,000

Ford

Taurus

2001

30,000

$100

$1007

$3.87

Used

Bronze

36/45,000

Ford

Taurus

2001

30,000

$100

$646

$2.50

FAST FACTS

You control who performs the work on your car.
Good at any licensed repair facility in the U.S. or Canada.

Convenient, Toll-Free Claim Service
No claim forms to submit. Simply call the claims department when your car is in the shop for a covered repair.

A major breakdown will not impact your financial situation.
Includes parts and labor for any covered repair.

Little, if any, out of pocket money for a covered repair.
Platinum and Gold - choice of $0, $50, or $100 deductible
Silver and bronze - choice of $50 or $100 deductible

Rental reimbursement of $30 per day for up to 5 days if your car is kept out of service overnight.
Eliminates transportation inconvenience when a covered breakdown occurs.

24-hour toll-free roadside assistance
Includes towing, jump-starts, flat tire changing, fuel, oil or other fluid delivery, and entry when keys are locked in your car.

Emergency travel expense
Up to $500 for lodging, meals, and transportation if your car breaks down more than 200 miles from home.

Transferable
Increases the resale value of your car if you sell to a private party.

Backed by an insurance company with over a billion dollars in assets.
Stability and reassurance provided by Virginia Surety Company, a subsidiary of the Aon Corporation
.


Equal Housing Lender

Federally Insured by NCUA
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Mid American Credit Union - 8404 West Kellogg Drive, Wichita, Kansas 67209 - (316) 722-3921 * Fax (316) 722-0920 - macu@midamerican.coop

 

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